Ho3 stands for Home, House, and Homeowners insurance policy. It is also known as a combined coverage policy or packaged policy. Similar to other insurance policies, Ho3 is designed to protect you against financial losses arising from specified risks. However, most people who buy home insurance don’t know that they […]
Assurance on Insurance: a Public Adjuster’s Blog
101 posts
Heavy rainfall and subsequent flash flooding is a common occurrence in many parts of the world. It’s a natural phenomenon that cannot be prevented, but you can take precautionary measures to reduce the risk of your home being flooded. If you live in an area where there’sa high risk of […]
Your homeowners insurance policy should cover any unforeseen and unanticipated water damage due to a plumbing or a broken pipe. Though,, most property insurance policies exclude damage to your home that happens over time, such as a slow, continuous leak, as well as damage due to flooding. Also,, some kinds of damage that are related to water damage, such as mold or fungus, may not be covered under your […]
Buildings collapse for many reasons but generally people can tell the cause based on the shape of the structure once it has settled. A prime reason for collapse of a building is loss of stability. This occurs when a specific force or combination of forces impact the shape and integrity […]
As one of the leading Philadelphia and New Jersey public adjusting companies, our public adjusters see a multitude of different kinds of insurance claim cases every day. Now, while every case and claim is unique and requires personalized service, there are trends that emerge in the long run. This month, […]
Public adjusters have been around for over 100 years, but it seems many insureds aren’t aware that hiring a public adjuster is an option. Public adjusters negotiate settlements on behalf of the homeowner and fight for the maximum settlement. A licensed public adjuster in Trenton, NJ is your best defense […]
From fire damages and busted pipes to vandalism and blown off shingles & siding—property losses are unpredictable and often take place without warning. As long as you have property insurance, though, everything should be just fine when damages occur, right? Wrong. Many home and business owners fail to recognize the possibility […]
If you’re not careful about doing all the right things after experiencing water damage, you might slip up big-time; thus, you could get drenched in expenses throughout your recovery without any insurance coverage, at all. To prevent this from happening, here are four tips to help people soak up the […]
Hiring a public adjuster is advantageous, especially since your insurance company will try to minimize any loss you choose to file. Public adjusters are your best defense against your insurance company, but the insured should know about the process before they choose to hire a public adjuster. A public adjuster’s […]
Beautiful weather can often breed destructive storms, which is why it’s important to prepare yourself for the unpredictable wrath of Mother Nature. Make certain that your home and family are protected against the destructive damages that hurricanes and other summer storms can often involve. Below, are three tips to effectively […]