Many people like to spend time outdoors throughout the year whether it be summer, winter, or anytime in between. However, doing so in the colder months is a little hard to do. Most people turn to outdoor fireplaces or fire pits during the winter, however, there is also an option […]
Assurance on Insurance: a Public Adjuster’s Blog
73 posts
Preparing Your Property for Winter Related Damage The winter season creates the most common and costly property insurance claims for homeowners. The overall percentage of winter related property damage insurance claims has increased at a higher rate than previous decades, likely due to the severity of storms and increase in […]
Insulate Windows If your windows have any leaks, this will drive up your energy bill but by reducing drafts, you can lower your energy costs by up to 15-20% per year. Here are few simple products to help your windows quickly and without the high costs. Shrink filmV-seal weather strippingRope […]
Schedule a Roof and Siding Inspection Roof damage is the most frequent structural loss caused by hail and windstorms. As a property owner, it is a good idea to have your roof and siding inspected. If there is any previous damage or weak spots, you will want to have these […]
When the winter ground begins to thaw from warmer temperatures and become more saturated from the new season’s rains, the rainwater from these rains cannot be easily absorb into the ground. The next place for water to go, essentially waiting to be filled up, is your basement and water damage […]
A good fence can do wonders for a house. However, we all know that some DIY projects do not urn out as perfectly as we imagined in our heads. Building a fence is no different. Building a fence may seem straightforward, but it is not. If done incorrectly it can […]
The best way to fight a fire that is within a business or home is automatic sprinkler systems. Having a sprinkler system within the home or business can even, in some cases, qualify the insured for a discount on their When installed and maintained properly automatic sprinkler systems are about […]
Sometimes homeowners are gifted expensive item(s) that they know could be covered by their insurance policy but are unaware at how much the item(s) cost. In this instance it is recommended to get the item(s) appraised. However, most homeowners do not know how to get their item(s) appraised. There are […]
When people think of bats they often think of diseased, blood sucking pests. However, only a small percentage of bats carry rabies and they are a crucial for insect control, pollination, and seed distribution. That doesn’t mean that anyone would want to have one in their house. Bats usually don’t […]
It is always important to know how to turn off utilities within a home. It becomes even more important when emergencies occur. Natural Gas Natural Gas leaks are very dangerous and so everyone within a house should know how o shut off natural gas. The gas lines can also be […]