Buildings collapse for many reasons but generally people can tell the cause based on the shape of the structure once it has settled. A prime reason for collapse of a building is loss of stability. This occurs when a specific force or combination of forces impact the shape and integrity of […]
The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s policy that outlines appraisal: Appraisal. If […]
Over the last several weeks’ nor’easters left quite a mess in Pennsylvania and New Jersey. Thousands of residents in Bucks, Montgomery, Philadelphia, Chester, Camden, Burlington and Atlantic counties went without electricity and impassable roads for days, some over a week. Damaged vehicles, businesses, and homes are adding stress to many of these residents. […]
Business Interruption Insurance is in most business insurance policies. It covers lost income when a business owner has to close his or her business because of a covered cause of loss. It’s a layer of protection that all business owners should have. For example, if your business closes because of fire and smoke, the […]
Water damage claims can mess up your home and personal finances. Following these simple instructions will ensure that your home is restored properly and that you will be paid the money you are owed. NOTIFY YOUR INSURANCE COMPANY IMMEDIATELY AFTER THE DISASTER OCCURS The first and most important step is to notify your insurance […]
When property damage occurs, it’s important to keep things in perspective and file a claim with your insurance company to receive the right benefits from your policy. Don’t make the mistake of filing a claim before consulting a public adjuster. Here are three reasons why you need to seek expert advice when property damage strikes: […]
It’s Hurricane season again and Florida has once again been struck by disaster!Property owners will want to file their wind damage claims right away, but this is not the recommended course of action. You need representation during the lengthy process of filing a hurricane damage claim, that’s why it’s best to consult with a public […]
As one of the leading Philadelphia and NJ public adjusters, we see a multitude of different kinds of insurance claim cases every day. Now, while every case and claim is unique and requires personalized service, there are trends that emerge in the long run. This month, we wanted to blog about some of the most […]
Public adjusters have been around for over 100 years, but it seems many insureds aren’t aware that hiring a public adjuster is an option. Public adjusters negotiate settlements on behalf of the homeowner and fight for the maximum settlement. A licensed public adjuster in Trenton, NJ is your best defense against your insurance company and […]
The trouble with sewer problems is that the inner workings of a home’s sewer are hidden behind many layers of building materials. In order to catch a sewer problem before it ruins your home, it is important to know the proper signs. Slow draining sinks are a sure sign of sewage problems. Another sign could […]
