Why do buildings collapse?

        Buildings collapse for many reasons but generally people can tell the cause based on the shape of the structure once it has settled.  A prime reason for collapse of a building is loss of stability. This occurs when a specific force or combination of forces impact the shape and integrity of […]


What Does Appraisal Actually Mean

  The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s policy that outlines appraisal: Appraisal. If […]


Insurance Claim Tips When a Tree Hits Your Property

  Over the last several weeks’ nor’easters left quite a mess in Pennsylvania and New Jersey. Thousands of residents in Bucks, Montgomery, Philadelphia, Chester, Camden, Burlington and Atlantic counties went without electricity and impassable roads for days, some over a week. Damaged vehicles, businesses, and homes are adding stress to many of these residents.   […]


When Filing a Hurricane Claim, Consult a Public Adjuster

   It’s Hurricane season again and Florida has once again been struck by disaster!Property owners will want to file their wind damage claims right away, but this is not the recommended course of action. You need representation during the lengthy process of filing a hurricane damage claim, that’s why it’s best to consult with a public […]


When do I hire a Public Adjuster?

  Public adjusters have been around for over 100 years, but it seems many insureds aren’t aware that hiring a public adjuster is an option. Public adjusters negotiate settlements on behalf of the homeowner and fight for the  maximum settlement. A licensed public adjuster  in Trenton, NJ is your best defense against your insurance company and […]