Winter brings with it a magical beauty, but it also brings its fair share of challenges. One of the most common issues homeowners face during the winter months is ice damage to their roofs. Understanding the effects of ice damage is crucial in order to properly assess and address the […]
homeowners insurance
24 posts
In the realm of homeowners’ insurance claims, the 80/20 rule holds remarkable potential to streamline the claims payment process and elevate customer satisfaction. By focusing on this principle, homeowners and insurance professionals can unravel the key to expediting claims resolution and ensuring fair compensation. Harnessing the essence of the 80/20 […]
Water pipe bursts are a common occurrence, and they can cause significant damage to a property. A burst pipe can result in water damage, which can lead to costly repairs, structural damage, and even health hazards. Insurance can provide peace of mind in the event of a burst pipe, but […]
As a homeowner, it’s important to protect your investment with the right type of insurance coverage. There are several different types of homeowners insurance policies available, each offering different levels of coverage and protection. In this two-page article, we will explore the various options and help you determine what kind […]
Hiring a public adjuster is advantageous, especially since your insurance company will try to minimize any loss you choose to file. Public adjusters are your best defense against your insurance company, but the insured should know about the process before they choose to hire a public adjuster. A public adjuster’s […]
Water damage claims can mess up your home and personal finances. Following these simple instructions will ensure that your home is restored properly and that you will be paid the money you are owed. NOTIFY YOUR INSURANCE COMPANY IMMEDIATELY AFTER THE DISASTER OCCURS The first and most important step is […]
Many times homeowners are gifted expensive item(s) that they know maybe covered by their insurance policy but are unaware at how much the item(s) cost. In this instance it is recommended to get the item(s) appraised. However, many homeowners do not know how to get their item(s) appraised. Here are […]
Insurance policies are akin to a complex piece of machinery. Every element of the policy and all of the contracts therein work as a system; when one part of the machine falls out of place or breaks, the entire system falls to pieces or simply stops working altogether. With homeowners […]
Insurance companies often have a reputation for discovering ways to avoid compensating policyholders after property damages occur. A lot of policies are actually written with a number of exclusions, contingencies and clauses that help insurers slip out of their obligations to pay a claim. Here are aa few reasons why […]
Whenever individuals suffer a loss to their home or business it is a devastating event. The insurance companies do whatever they can to make it harder on the claimants. It was so disturbing and disgusting to me that I became a public adjuster over twenty years ago to fight the […]