Category Archives : homeowners insurance

What Does Appraisal Actually Mean

  The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s policy that outlines appraisal: Appraisal. If […]

When Filing a Hurricane Claim, Consult a Public Adjuster

   It’s Hurricane season again and Florida has once again been struck by disaster!Property owners will want to file their wind damage claims right away, but this is not the recommended course of action. You need representation during the lengthy process of filing a hurricane damage claim, that’s why it’s best to consult with a public […]

Ask the right Questions before Hiring a Public Adjuster

Hiring a public adjuster is advantageous, especially since your insurance company will try to minimize any loss you choose to file. Public adjusters are your best defense against your insurance company, but the insured should know about the process before they choose to hire a public adjuster. A public adjuster’s job is to review your […]

You Should Probably Read This before Buying Homeowners Insurance (Or Filing a Claim)

Insurance policies are akin to a complex piece of machinery. Every element of the policy and all of the contracts therein work as a system; when one part of the machine falls out of place or breaks, the entire system falls to pieces or simply stops working altogether. With homeowners insurance, this is especially true, […]


This Nor’easter could be the biggest snow storm of the year. Give AAA Public Adjusters a call at 215-673-8000 or 609-978-1200 for safety tips. If you have damage, do not hesitate to call us for free consultation.

It is critical to have a list of emergency phone numbers on hand during emergency situations. Here are some for PA, NJ, and DE:


Berks County: 610-374-4800

Bucks County: 215-340-8700

Chester County: 610-344-5000

Montgomery County: 610-631-6500

Philadelphia County: 215-686-1776

PECO Energy Customer Service: 1-800-494-4000

PECO Energy Emergency (gas or electric): 1-800-841-4141

Philadelphia Gas Works : 215-235-1212

PPL Electric: 1-800-DIAL-PPL (3425775)

Pennsylvania Power Company (Penn Power), Metropolitan Edison Company (Met-Ed), First Energy Company Pennsylvania Electric (Penelec), and West Penn Power (formerly Allegheny Power): 1-888-LIGHTSS (1-888-544-4877)

Philadelphia Water Emergency: 215-685-6300

PennDOT Road Conditions: 511


New Jersey:

Atlantic County: Visit  for information

Burlington County: 609-518-7200

Camden County: 856-428-9335

Cape May County: 609-463-6570

Cumberland County: 856-455-8526

Gloucester County: 856-589-0911

Mercer County: 609-799-8868

Ocean County: 732-341-1000

Salem County: 856-769-1955

NJDOT: 511 or the toll free number 1.866.511.NJDT (6538)

PSE&G: 1-800-436-PSEG (7734)

Atlantic City Electric: 1-800-833-7476

South Jersey Gas: 1-800-582-7060


Delaware Emergency Management: 302-659-2200

Delmarva Power (electric): 1-800-898-8045

Delmarva Power (gas): 302-454-0317

DelDOT: Visit for information

Posted on January 21, 2014 @ 8:45 PM EST

How to Minimize the Risk of Freezing Pipes

Prepare your residential and commercial properties for the freezing conditions that are taking the Northeast by storm.

There will be snow up to 6″-12″ across the area. Many winter storms are accompanied by dangerously low temperatures and sometimes by strong winds, icing, sleet and freezing rain. Be sure to use your water faucets, showers, and toilets frequently & at luke-warm temperatures in order to minimize the risk of pipes freezing over.

A WINTER STORM WARNING is in effect for most of the area today from the Lehigh Valley all the way to the shore. A WINTER WEATHER ADVISORY is in effect for the Poconos. The snow is expected to intensify during the afternoon and evening hours.

SNOWFALL: A general 6-12″ is likely across the vast majority of the region with the highest amounts more likely along counties surrounding I-95. 3-6″ is expected in the Poconos. Close to the coast from about Atlantic City South into Sussex County, Delaware, lesser amounts are possible (3″-6″), as it appears the early heavy snow bands are missing the Shore.

Regardless of the severity of a winter storm, you should be prepared in order to safeguard your health & maintain safe premises – Know the Difference:

Winter Storm Outlook – Winter storm conditions are possible in the next 2 to 5 days.

Winter Weather Advisory – Winter weather conditions are expected to cause significant inconveniences and may be hazardous. When caution is used, these situations should not be life threatening.

Winter Storm Watch – Winter storm conditions are possible within the next 36 to 48 hours. People in a watch area should review their winter storm plans and stay informed about weather conditions.

Winter Storm Warning – Life-threatening, severe winter conditions have begun or will begin within 24 hours. People in a warning area should take precautions immediately.

how to minimize risk of freezing pipe

Snowstorm Hercules

Snowstorm Hercules has blanketed the region with frigid and snowy conditions; as a responsible home or business owner, inspect how your property may be impacted by this wintry blast. If you find damage and have insurance, AAA Public Adjusters is here to help.

Whether your pipes have frozen over or the snowy winds have damaged your roof, windows, or rooms, we have property loss consultants standing by. Before calling your insurance company, submit a free consultation form or call us today to speak with a property insurance specialist. Even if you have spoken with an insurance company representative, AAA Public Adjusters may still be able to help.

Pennsylvania: 215.627.2000
New Jersey: 609.978.1200
Nationwide: 1.800.410.5054