Licensed public adjusters | 24 Hour Emergency Service | 25 Years Experience | Free Consultation
We Are Currently Assisting Homeowner’s Affected by Hurricane Ida.
AAA Public Adjusters is the premier public adjusting firm in the Philadelphia and Central / South New Jersey areas. Our public adjusters handle every aspect of your claim including: filing, estimating, and scoping your loss. Consequently, this saves you a lot of time and stress of having to deal with the insurance company yourself!
Most insureds aren’t aware that it is their responsibility to present the claim and demonstrate the burden of proof. This gives your insurance company an advantage in the claims process. AAA Public Adjusters have been defending insureds against their insurance companies for over 25 years and can properly present the claim to your insurance company.
If you have suffered property damage in Pennsylvania or New Jersey from Hurricane Ida, AAA Public Adjusters can handle the claim and get you the Maximum Settlement!
Call Us Now at 1-800-410-5054 for a Free consultation
Our service area is vast and includes the following areas.
- Philadelphia, Pennsylvania
- Bucks County, Pennsylvania
- Montgomery County, Pennsylvania
- Delaware County, Pennsylvania
- Camden County, New Jersey
- Burlington, New Jersey
- Atlantic County , New Jersey
- Ocean County, New Jersey
- Gloucester County, New Jersey
AAA Public Adjusters can handle the following types of property damage due to Hurricane Ida:
- Fire Damage
- Smoke Damage
- Water Damage
- Flood Damage
- Wind Damage
- Catastrophic Damage
- Burst Pipes
- All Plumbing Leaks
- Roof Leaks
- Blown Off Shingles & Siding
Hiring an ethical public adjuster can make the difference between having the claim proceed smoothly or having the claim take months to complete. A public adjuster fights for maximum settlements to ensure the homeowner has enough funds to complete their repairs.
Insurance Claim Settlement Services by Licensed Public Adjusters
Our adjusters will address any issues you face as a home or business owner. Our loss adjusters will work to accurately scope your loss and present the best possible case to your insurance company. AAA Public adjusters are paid on a contingent fee and fight hard for maximum settlements. If the property owner isn’t paid, the public adjuster won’t get paid.
Pending Insurance Claim
If an insurance loss has occurred within the last year, it may still be a good time to consult a public adjuster. Whether it is a personal property or commercial claim, a public adjuster will inspect the claim for free. Then they will decide the best course of action after your free consultation.
Many times, the property owner does not understand the full extent of the damage, which leads to insufficient insurance claims. Our public adjusters will inspect the damage properly and accurately determine the full extent and value of the claim.
New Insurance Claim
Have you hesitated to file a claim because of the complexity of the claims process? Give AAA Public Adjusters a call! We’ll inspect your property and decide if the claim is worth filing. We’ll even help you navigate the intricacies of your insurance policy and file a new insurance claim on your behalf.
We will even refer out a mitigation company to assist with your loss. The mitigation company will remove any damaged areas from your property. This service comes at no extra cost and part of your insurance settlement will be designated for this portion of the loss.
Our team of insurance adjusters will prevent the property owner from making several common mistakes such as:
- Misunderstanding the cause of loss
- Improperly documenting the loss
- Misunderstanding the terms and conditions of the insurance documentation
Our public adjusters can properly guide you through every portion of your claim to ensure you get coverage and the maximum settlement you deserve.
What’s left out of my Claim?
Insurance company adjusters work to minimize the loss and will oftentimes leave out several key components of the claim. The following are a few items that your insurance company adjuster may remove from your estimate:
Content Manipulation: Insurance company adjusters will usually neglect to pay for content manipulation. They do not allow for funds for movers to remove and reset your contents.
Overhead and Profit: Overhead and profit is also typically withheld from your final payment. Insureds need to have this included in their estimate when a general contractor decides to do the repairs.
Paint: Insurance company adjusters will usually only allow for one coat of paint on your surface areas. Surface areas must be primed and painted with two coats.
Emergency Service: Insureds are usually not educated about mitigation services. It is the insured’s responsibility to remediate any damage in the home. If there is a loss, the property owner must remove the affected areas to ensure that the loss does not become larger. Insurance companies typically won’t educate their clients about restoration companies and won’t include funds for the remediation company.
Service Charges: Your estimate may not have funds for travel time, set up, permit fees, or lead paint testing. These funds are essential to having your repairs completed properly.
Square Footage: The company adjuster will attempt to minimize the loss by paying for inaccurate square footage. For instance, your estimate may reflect lower square footage for your flooring or carpet. A public adjuster will accurately measure the dimensions of your home and will create a scope of loss that includes the proper square footage of your property.
These are just some examples why it is best to hire an adjuster that works for your interests. AAA Public Adjusters works on your behalf to get the estimate of loss that accurately includes every item in your claim.
Rejected Insurance Claim
Sometimes insurance claims get cancelled for the wrong reasons and you will face a rejected insurance claim. AAA Public Adjusters will evaluate your loss for free and decide whether your claim has been wrongfully denied. With over twenty years’ experience AAA Public Adjusters can help you turn your denial into funds you can use for repairs.
AAA Public Adjusters has turned numerous denials into adequate coverage. Let us be your representative and fight for the settlement you deserve.
Our public adjusters can analyze your policy and demonstrate to your insurance company why your claim warrants coverage. If you are a property owner who feels they were denied coverage, call us today for a free consultation.