Category Archives : Uncategorized


Prevention of Spring Floods

Spring is a time of warm weather, rain, and ice melts. Its during this time of year that homeowners should be aware of the interior and exterior of their home so as to prevent flooding from spring weather. Here are some tips to follow to prevent flooding in the spring. Snow Removal Snow should be […]


Home Insulation

Insulation is an important part of a home. However, in most cases homes do not have enough insulation, and in some cases have no insulation at all. Because insulation is often hidden behind walls and or in places they frequently do not go in a home, homeowners often forget that insulation could be a home […]


Pros and Cons of Flat Roofs

Out of all of the roof types the flat roof is the most controversial. It is mostly used on large buildings, outbuildings, and on Philadelphia twin and row homes The flat roof has its own challenges and needs. However, there are some pros to having a flat roof on a home. Advantages There are several […]


Protection From Hail Storms

    Hailstorms can cause damage to windows, roofs, and the siding of a house.  In fact, hail causes more than $1.6 billion in roofing damage per year.  However, there are some steps that a homeowner can take to prevent major damage from occurring due to hail.   Roof The roof is a home’s first […]


Earthquake Coverage – Pros and Cons

      The United States experiences only 2% of the world’s earthquakes. However, nearly 90% of the population in the United States lives along seismically active areas. In the United States, 42 states are at risk of experiencing earthquakes. Earthquakes are not typically covered in a standard homeowners’ or business insurance policy. Like with […]


Flood coverage

Flood Coverage – Know When It’s Covered

    In the United States, flooding is the most common and costly disaster that affects every region and state. However, what most homeowners do not realize is that flooding is not covered under a typical insurance policy. Only flood insurance covers the damages caused by rising waters. However, there are certain situations where flooding […]


Preventing Blown off Shingles

        It’s the time of year again when the temperatures are high and there are frequent thunderstorms. High winds cannot only affect siding on a house but can also affect the shingles on a roof. But there are ways to help prevent shingles from coming off a roof.   Some things that […]

shingles blowing off

Why do buildings collapse?

        Buildings collapse for many reasons but generally people can tell the cause based on the shape of the structure once it has settled.  A prime reason for collapse of a building is loss of stability. This occurs when a specific force or combination of forces impact the shape and integrity of […]


Tips on Keeping Your Home Safe this Spring

Now that spring is finally here, a lot of us are beginning to plan some long-overdue home improvement projects. Our NJ public adjusters would like to explain some of the tasks that will help you avoid having to file an insurance claim this year. Here are few spring cleaning suggestions to keep in mind: 1. […]


Recovering from Winter Property Damage

Although spring will be arriving shortly, wintry conditions continue to pass through Southeast Pennsylvania. That said, it’s likely that the cold weather, heavy winds and various forms of precipitation have already caused significant property damage for many property owners throughout the region. If you’re a home or business owner who has experienced any type of […]