Insurance companies often have a reputation for discovering ways to avoid compensating policyholders after property damages occur. A lot of policies are actually written with a number of exclusions, contingencies and clauses that help insurers slip out of their obligations to pay a claim. Here are aa few reasons why […]
property coverage
21 posts
In terms of material losses, water damage is one of the potentially worst and most frightening things that a homeowner has to worry about. As a term, “water damage” covers quite a lot of ground, and because of that, the actual damage it causes as well as the restoration costs […]
Posted on December 3 2021 How to Minimize the Risk of Freezing Pipes Prepare your residential and commercial properties for the freezing conditions that are coming soon Many winter storms are accompanied by dangerously low temperatures and sometimes by strong winds, icing, sleet and freezing rain. Be sure to use […]
After a storm, it is vital to check your home and property as soon as possible. If you find that you did suffer damage, it is in your best interest to file a homeowners insurance claim as soon as possible. Typically, homeowners insurance claims are pretty simple, but if there […]
The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s […]
Over the last several weeks’ nor’easters left quite a mess in Pennsylvania and New Jersey. Thousands of residents in Bucks, Montgomery, Philadelphia, Chester, Camden, Burlington and Atlantic counties went without electricity and impassable roads for days, some over a week. Damaged vehicles, businesses, and homes are adding stress to […]
Business Interruption Insurance is in most business insurance policies. It covers lost income when a business owner has to close his or her business because of a covered cause of loss. It’s a layer of protection that all business owners should have. For example, if your business closes because […]
Around Pennsylvania and New Jersey, our falls and winters can be harsh. As August heads out, some serious storms can head in and turn the area upside down. Unpredictable rains and wind manifest themselves as storms and the turmoil includes flash flooding without warning, falling branches, collapsed trees, heavily damaged […]
You might not know some of the things we’re about to tell you in this blog, and you may have heard some of them already. Either way, property owners in America are most likely to experience high winds and severe rain storms over any other natural threat. Wind and rain […]
There are many reasons that someone can end up fighting with a claims adjuster from their insurance company. In fact, one of the most potentially serious and widely contested claims is that of water damage claims. Water damage does more than just damage property—it causes growth of harmful microorganisms like […]